Ray focuses his practice on very sophisticated individuals and business people and the unique needs that surround their lives and families. He is passionate to create structures/strategies that help preserve family legacies – so that family wealth is preserved from generation to generation.
Born and reared in Fort Worth, Texas, Ray grew up in a Christian home where he learned to love and honor God and to love and respect people. He received his B.S. in math and physics from the University of Texas and earned the designations of Certified Financial Planner (CFP®) in 1998 and Chartered Advisor in Philanthropy (CAP®) in 2015.
Ray began assisting clients with investments and insurance solutions in 1984. Since that time, Granite Financial Group has grown exponentially. Ray's humble beginnings and desire to serve people with integrity has been a guiding factor in building GFG. He is the designer of The Wealth Significance® Process which was designed to help create "Inspired Living and Impactful Legacy" for families.
In 2017 Ray brought a new concept to the community, The Women's Wealthnasium®, which is a 9 month series of multi-hour sessions of "teaching truths and strategies to empower women for financial confidence". Women of all ages and all varied backgrounds attend these educational sessions. These are now occurring in city civic centers and for women only.
The staff at GFG has been selectively handpicked. It is Ray's belief that a "serving heart" is the most important ingredient in any staff person. For almost 30 years the firm has provided clients with the resources of a large corporation and the personalized service of a small firm. With the freedom and flexibility to offer clients vast investment advice and creative estate designs, each individual, family or corporation is given extensive analysis and an “Intellectualize and Personalized plan” is created to assist in reaching the goals and objectives.
Ray is a member of:
- The Financial Planning Association
- The National Association of Insurance and Financial Advisors
- The Forum 400 – an exclusive professional organization entered only by referral
- The Partnership for Philanthropic Planning
- The Institute for Preparing Heirs
Ray is the President & CEO of the Granite Group of Companies, past president of NAIFA (Ft. Worth), NAHU (Ft. Worth), and is an Investment Advisor.
He serves several 501c3 organizations: - restoring wounded warriors, wounded youth and the marriages of wounded warriors; – teaching security professionals, police and military personnel tactics to detect and disrupt human slavery internationally; and, restoring the lives and integrity of women who have received abuse earlier in life.
Active in their local church, Ray and wife Norma are residents of Keller Texas, have 2 children: RaDonna of Keller, and Byron Griffith, PhD of Fort Worth; and have 4 wonderful grandchildren.