Rethinking Retirement Planning for over 30 Years.
We are Granite Financial Group, an independent financial firm in Keller, TX. We have more than 80 years of combined experience creating personalized retirement strategies for individuals, families, and Professionals. As an independent firm, we are not tied to proprietary products, nor are we limited in the services we offer. Instead, we offer you the highest quality education on the choices available to you. We focus on building you the right strategy, meeting your risk tolerance and time horizon.
We create strategies that are tailored to your needs and goals.
Years of experience have prepared us to guide you through your life transitions.
Trust. Honesty. Integrity. We believe values matter, and we live by ours every day.
Founder and President
Ray focuses his practice on very sophisticated individuals and business people and the unique needs that surround their lives and families. He is passionate to create structures/strategies that help preserve family legacies – so that family wealth is preserved from generation to generation.
Born and reared in Fort Worth, Texas, Ray grew up in a Christian home where he learned to love and honor God and to love and respect people. He received his B.S. in math and physics from the University of Texas and earned the designations of Certified Financial Planner (CFP®) in 1998 and Chartered Advisor in Philanthropy (CAP®) in 2015.
Ray began assisting clients with investments and insurance solutions in 1984. Since that time, Granite Financial Group has grown exponentially. Ray's humble beginnings and desire to serve people with integrity has been a guiding factor in building GFG. He is the designer of The Wealth Significance® Process which was designed to help create "Inspired Living and Impactful Legacy" for families.
In 2017 Ray brought a new concept to the community, The Women's Wealthnasium®, which is a 9 month series of multi-hour sessions of "teaching truths and strategies to empower women for financial confidence". Women of all ages and all varied backgrounds attend these educational sessions. These are now occurring in city civic centers and for women only.
The staff at GFG has been selectively handpicked. It is Ray's belief that a "serving heart" is the most important ingredient in any staff person. For almost 30 years the firm has provided clients with the resources of a large corporation and the personalized service of a small firm. With the freedom and flexibility to offer clients vast investment advice and creative estate designs, each individual, family or corporation is given extensive analysis and an “Intellectualize and Personalized plan” is created to assist in reaching the goals and objectives.
Ray is a member of:
Ray is the President & CEO of the Granite Group of Companies, past president of NAIFA (Ft. Worth), NAHU (Ft. Worth), and is an Investment Advisor.
He serves several 501c3 organizations: - restoring wounded warriors, wounded youth and the marriages of wounded warriors; – teaching security professionals, police and military personnel tactics to detect and disrupt human slavery internationally; and, restoring the lives and integrity of women who have received abuse earlier in life.
Active in their local church, Ray and wife Norma are residents of Keller Texas, have 2 children: RaDonna of Keller, and Byron Griffith, PhD of Fort Worth; and have 4 wonderful grandchildren.
Thank you for stopping by our website! I joined Granite Financial Group in 2000, coming from another local firm, and soon become an owner and partner. Having experienced some of the ways other firms conduct business, I was very excited to help build a company that has a reputation for unparalleled service and uncompromising quality.
I specialize in designing strategies and plans for the specific needs of retirees, and those still a few years away from retirement. I work with my clients to achieve their goals, like sustaining and growing their income in retirement, maintaining low taxes, and enjoying the lifestyle they've dreamed about. I firmly believe that a complete plan does not have to be a complex one - it should be simple and bring sufficiency to one’s life and lifestyle.
My wife Judy and I live in Keller and have three adult boys, and two grand-dogs! We enjoy cruising and traveling, cruising some more, spending time with family, cruising again, and being part of the local community. And of course, cruising!
I and everyone here at Granite Financial Group hope to meet you soon. And if you see us around town, come on over and say “HI” to a neighbor!
Collin brings over 17 years of experience in the financial services industry. With a foundation in comprehensive financial planning, as an experienced Investment Advisor Representative, Collin strives to provide a client experience that is thorough and efficient, with an emphasis on trust and comfort.In addition to his registrations in securities and insurance strategies, Collin has a BBA in Finance from the University of Houston- Downtown.Collin and his wife Kristin married in 2006 and have three lovely children. As a family, they enjoy being involved in their church and sharing their faith in the community. Apart from work Collin enjoys sports, live music shows, traveling, or just spending time with family and friends.
Bill was born and raised in Gillette, Wyoming. After receiving his Bachelor of Science degree in business from John Brown University in Siloam Springs, Arkansas, Bill served three years as an officer in the Navy including a tour of duty in Vietnam.
For the last 35 years, he has worked in the financial services industry beginning with his family's bank in Wyoming. His broad experience as the bank's Investment Officer, President and Director prepared him well for subsequent financial advisor positions with Merrill Lynch, UBS, and Bank of America Investment Services in the DFW Metroplex. At Granite, Bill has been able to provide an even broader spectrum of client services to meet individual needs.
Bill states that "Our clients are very special to us and we want nothing but the best comprehensive services we can provide for them and their families. Our firm is one of great integrity and truly cares about people.” These company attributes are what attracted Bill to become a part of Granite Financial Group.
Bill is an active deacon and choir member in his church and has served 33 years as a Trustee for John Brown University. As well as trustee for First Baptist Academy of Dallas for 14 years. He and his wife, Janet, reside in Dallas and have two adult sons, and two grandchildren. Bill enjoys tennis, cycling, golfing, choral singing and reading in his spare time.
Bill is a past member of:National Association of Insurance and Financial AdvisorsMillion Dollar Round TableTexas Leaders Round Table (Grand Council)Lions Club of Texas
Since early teen years, Jonathan has been motivated to assist others in experiencing the best that they can be. He saw some families struggle and some become successful and somehow felt he could make a difference in others by educating and guiding them in making good financial decisions.
He was driven with this passion and therefore early in his professional life achieved not only his securities license, but a B.B.A., M.B.A. and Certified Financial Planner™ (CFP®) designation. His financial advisor career started with Fidelity Investments where he assisted clients for 8 years.
By joining Granite Financial group, a comprehensive advisory firm, Jonathan is now able to expand beyond the advisory services of past limitations. He now utilizes all his education, all his talents, and all new available strategies to counsel families to live joyful sufficient lives with a great level of peace about their future.
Born in Dallas Fort Worth area into a Christian home, integrity and service mindedness drives him to please all he serves. With his lovely new bride, Cathy, together they serve in their local church and community events.
In our firm, we have the client, and only the client, in mind!
We believe in thinking "outside of the box", and we are not afraid to challenge conventional wisdom in our approach to investing and preserving wealth.
We are a very personalized advisory firm. Machines will never "know you" like we "know" our client family.
An individual's standard of living in retirement is a function of "Income", not of "Wealth".
We redefine investing strategies, in a redefined world, through investment personalization.
We are an independent financial firm located in Keller, Texas.